Richard is a visionary, cross-thinking and skilled professional. As CEO of Worldwide Pensions, he is responsible for the innovation and growth of the company. He started his professional career in 1992 and has gained a vast wealth of knowledge and expertise (international) in pensions. He has advised many companies on setting up company pension plans. He is one of the founders of Worldwide Pensions and before that he was a partner and director of a medium-sized consultancy firm, specialising in collective pensions and Employee Benefits. Richard has successfully completed various courses in pensions and life insurance, as well as being approved by the Dutch Central Bank (AFM) and the Malta Financial Services Authority (MFSA).