about us

Developer, builder and manager of pension funds.

Worldwide Pensions develops, builds and manages pension funds for companies.
We do this from our offices in the EU member states Malta (C51268) and The Netherlands        (AFM 12044826).

The company was founded in 2009 on the principle that the interests of employer and employees should be central and if desired, combined with participation and control.

To realise this, we have developed an open pension model that operates on the basis of European Pension Legislation; the IORP Legislation. This legislation has existed since 2003 and gives companies more opportunities to arrange the pension that suits them, whilst retaining more control and direction over its functionality.

Worldwide Pensions and the pension funds it manages are under strict supervision of the Malta Financial Service Authority (MFSA) and of the Financial Authorities of the country where the employer is based.



Richard Cok

Richard is a visionary, cross-thinking and skilled professional. As CEO of Worldwide Pensions, he is responsible for the innovation and growth of the company. He started his professional career in 1992 and has gained a vast wealth of knowledge and expertise (international) in pensions. He has advised many companies on setting up company pension plans. He is one of the founders of Worldwide Pensions and before that he was a partner and director of a medium-sized consultancy firm, specialising in collective pensions and Employee Benefits. Richard has successfully completed various courses in pensions and life insurance, as well as being approved by the Dutch Central Bank (AFM) and the Malta Financial Services Authority (MFSA).

Chantal Cok

Chantal is the Chief Operations Officer of Worldwide Pensions. She is responsible for managing the internal organisation and for the marketing and sales. After graduating in 1998 as a Bachelor in International Management (Amsterdam), Chantal started her career in the financial sector as a Financial Planner. She was one of the first student, outside the USA, to graduate as a Registered Life Planner at the renowned George Children's Institute for Life Planning. Chantal is one of the co-founders of Worldwide Pensions. Before this she was a shareholder and director of a consultancy firm specialising in Financial Life Planning for private individuals. Chantal has been approved by the Dutch Central Bank (AFM) and the Malta Financial Services Authority (MFSA).